Your dollar went digital.
Get your money uppd.
The US government put your dollars on the blockchain. Uppd is the smart wallet that moves yours there automatically — no crypto, no learning curve. Just faster, cheaper money that earns while you sleep.
Your bank doesn't
keep your money.
When you deposit $1,000 at a bank, they don't hold it for you. They lend most of it out — that's called fractional reserve banking. Your balance is mostly a promise. With Uppd, every dollar is backed 1:1 by real US dollars and Treasury reserves. Your money is actually there. All of it. Always.
Your bank keeps ~10%. The rest is gone.
$1,000 in = $1,000 actually there. Always.
100%
Backed
Not fractional reserves
1:1
Dollar for dollar
US Treasury reserves
<2s
Transfer speed
Not 21+ business days
$0
Wire fees
Not $25-50 per transfer
This is important
Stablecoins live on the blockchain.
No crypto required.
Stablecoins are digital dollars — backed 1:1 by real US dollars and Treasuries. They live on the blockchain, but they're not crypto. Bitcoin goes up and down. Your stablecoin is always worth exactly one dollar. The blockchain is just the highway your money moves on. You don't need to buy crypto, trade crypto, or understand crypto. You just get uppd.
Uppd your money.
Even while you sleep.
Your bank pays you almost nothing to hold your money. Your digital dollars earn 3.5% APY — every second of every day. Not spending it? It's still working.
$10,000 earning right now
earned since you started reading this — at 3.5% APY
$10,000 after one year
Same money. Very different outcome.
While you were sleeping
Your $10,000 last night (8 hours)
11:00 PM
You go to sleep
1:00 AM
Still earning
4:00 AM
Still earning
7:00 AM
You wake up
$350/year — just from sleeping
3.5%
APY
Not 0.01% from your bank
24/7
Always earning
No bank hours. No holidays.
$0.96
Per night
On $10K while you sleep
$350
Per year
Just for having your money uppd
Uppd your freedom
Spend in 170+ countries. Your digital dollars work everywhere your life takes you.
Uppd your APY
Your idle money earns 3.5% APY. Banks pay you almost nothing — your digital dollars don't.
Uppd your savings
Zero foreign transaction fees. Zero wire fees. The blockchain doesn't charge you to use your own money.
Uppd your speed
Send money in seconds, not days. The blockchain doesn't close at 5pm or take weekends off.
**** **** **** 7291
UPPD your
cashback.
Every digital dollar you spend earns cashback. Your money is already working faster on the blockchain — now it pays you back too. Up to 3% on everything, everywhere.
Max cashback
Multiplier grows with your spending
Travel Pass multiplier
Earn more the more you spend
Countries
Spend anywhere, earn everywhere
Uppd your
travel.
Spend across countries or go all-in on one. Both lifestyles uppd your multiplier. Your Travel Pass tracks everything and grows in value over time.
Cashback multiplier
Breadth
1.50x
4 countries
Depth
2.00x
$12K top
Total rewards
$342.50
Total spent
$18,100
Countries
Uppd your
security.
No seed phrases
No 24 words to memorize. No paper to hide. Your wallet is protected by people you actually trust — not a string of random words.
Guardians
Choose 2-5 people you trust. They can restore your wallet if you lose your device. They can never access your money.
Phone lost
2 of 3 guardians approve
Wallet restored
Recovery in minutes
No support tickets. No waiting days. Your guardians verify it's you and your wallet is back.
Drop in your dollars
Link your bank. Deposit however much you want. That's the last thing you have to do.
We uppd them
Your paper dollars become digital dollars on the blockchain. Automatically. You don't touch a thing.
Spend like normal
Tap your card, send to friends, pull cash from any ATM. 170+ countries. Zero foreign fees. It's still your money — it's just uppd.
Earn while you chill
Not spending? Your digital dollars earn 3.5% APY. Plus cashback on everything you buy. Your money works when you don't.
Questions?
Answers.
Still have questions? support@uppdmoney.app